Lending Solutions Tailored to You

Commercial Lending

Whitney Holdings provides comprehensive commercial lending solutions for businesses of all sizes. Whether you need capital for expansion, equipment purchases, or working capital, we offer competitive rates and flexible terms designed around your business needs.

What We Offer:

• Business expansion loans from $50,000 to $5 million
• Equipment financing with flexible payment structures
• Working capital lines of credit
• Inventory financing
• Acquisition financing for business purchases

Why Our Commercial Loans Work:

As a direct lender, we can structure deals that traditional banks won't touch. We look at the full picture of your business—not just credit scores and financial statements. Our approval process typically takes 5-7 business days, and funding can occur within two weeks of approval.

Real Estate Financing

From commercial properties to residential investments, Whitney Holdings offers specialized real estate financing solutions. Our team understands the real estate market and can move quickly when opportunities arise.

Our Real Estate Solutions Include:

• Commercial property acquisition loans
• Multi-family residential financing
• Fix-and-flip loans for investors
• Land development financing
• Construction loans
• Refinancing for better terms or cash-out

The Whitney Advantage:

Real estate deals require speed and certainty. We can close in as little as 10-14 days, giving you the competitive edge in hot markets. Our loan-to-value ratios are competitive, and we work with experienced investors as well as those new to real estate investing.

Bridge Loans

Sometimes timing is everything. Bridge loans provide short-term financing that keeps your deal alive while you arrange permanent financing or wait for other transactions to close.

When Bridge Loans Make Sense:

• Purchasing a property before your current one sells
• Closing quickly on a time-sensitive opportunity
• Renovating a property before permanent financing
• Covering temporary cash flow gaps
• Avoiding missed opportunities due to financing delays

Fast, Flexible, Reliable:

Our bridge loans typically range from $100,000 to $3 million with terms of 6 to 24 months. We can approve and fund within days when needed, giving you the flexibility to act on opportunities others will miss.

Private Lending Solutions

Not every financial need fits into a standard category. Whitney Holdings offers customized private lending solutions for unique situations that require creative structuring.

Custom Solutions For:

• Non-traditional income situations
• Complex property types
• Credit challenges with strong collateral
• Time-sensitive transactions
• Situations requiring creative deal structure

If you have a financing need that doesn't fit the traditional mold, contact us. We specialize in finding solutions where others see only problems.