Last Updated: February 19, 2026
Welcome to Whitney Holdings. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.
By accessing or using the services provided by Whitney Holdings, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you should not use our services.
Whitney Holdings provides direct lending and financial services. Our services are intended for use by individuals and businesses seeking financing solutions. By using our services, you represent that:
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Whitney Holdings, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at [email protected]. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
All lending decisions are made at the sole discretion of Whitney Holdings. Submission of an application or inquiry does not guarantee approval or funding. Loan terms, interest rates, and conditions are subject to creditworthiness, collateral evaluation, and other underwriting criteria.
All loans are subject to final documentation and closing. Whitney Holdings reserves the right to decline any application or modify terms as needed to manage risk.
You are responsible for ensuring that all information provided to Whitney Holdings is accurate, complete, and current. Providing false or misleading information may result in denial of services and potential legal consequences.
All content on this website, including text, graphics, logos, images, and software, is the property of Whitney Holdings and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
To the fullest extent permitted by law, Whitney Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services. Our total liability shall not exceed the amount of fees paid by you to Whitney Holdings for the specific service in question.
You agree to indemnify and hold harmless Whitney Holdings, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms and Conditions.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Our services may involve or interact with third-party providers, including credit bureaus, financial institutions, and service providers. Whitney Holdings is not responsible for the actions, terms, or privacy practices of these third parties.
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these Terms and Conditions.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Broward County, Florida.
If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Whitney Holdings reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this website. Your continued use of our services after such changes constitutes acceptance of the modified terms.
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Whitney Holdings regarding the use of our services and supersede all prior agreements and understandings.
If you have questions about these Terms and Conditions, please contact us:
Whitney Holdings
3710 Ne 29Th Ave
Lighthouse Point, FL 33064
Email: [email protected]